- Don’t lie on your mortgage application.
- Don’t be late on your loan and credit card payments.
- Don’t incur any new debts, charge excessively, or inquire for any new credit.
- Don’t cosign a loan for anybody.
- Don’t pay off your debts, consolidate your debt, or close your credit cards.
- Don’t dispute anything on your credit report.
- Don’t change banks, move money from one bank to another, or make any deposits besides your paycheck that are greater than $1,000.
- Don’t change or quit your job.
- Don’t throw away pay stubs and bank statements.
- Don’t disregard your lender requirements.