Conventional
I have at least 5% available for down payment.
5% down payment
Direct servicer for FNMA/FHLMC
Loan amounts up to $417,000
Minimum credit score of 620
FHA
I have a small amount for down payment.
Direct seller servicer for the Federal Housing Administration
3.5% down payment
6% of closing costs can be paid for by the seller
Minimum credit score of 580
Down Payment Assistance
I need help coming up with a down payment.
A wide variety of Down Payment Assistance programs are available.
You may receive a grant to help with down payment assistance and/or closing costs
USDA
I'm interested in buying in a rural area.
0% down payment options available
6% of closing costs can be paid for by the seller
100% of closing costs can be paid by gift funds from a relative or significant other
Check the USDA website to make sure your property qualifies
Minimum credit score of 620
Reverse Mortgage
I'm 62+ and have equity in my home.
No income or credit qualifications
Delivers TAX FREE monthly income
Provides access to the equity you have built in your home
NO monthly mortgage payments required
Renovation
I want to purchase a fixer upper.
Finance your repairs with your home loan
Minimal down payment required
You can get funds to purchase and upgrade
VA
I am a military veteran or am actively serving.
Direct servicer for VA
No down payment required
No monthly private mortgage insurance
Loans up to 1 million dollars
Minimum credit score of 620
Jumbo
I'm interested in a home above $417,000.
Loans available up to 4 million dollars
10% down option available